Temporary Health Insurance
Saturday, June 06th, 2009 | Author: Doower
Temporary Health Insurance
Summary About health insurance By Jimmy Sturo
temporary health insurance
Temporary health insurance, also known as short-term health insurance plans or short-term medical insurance, is an insurance policy valid only for a limited period of time. Temporary health insurance provides ideal protection for persons who are in-between jobs, employed part-time, waiting for permanent health insurance to commence, attending school or recently graduated, and temporarily without health insurance for any reason.
The important point to remember when considering this type of insurance plan is that the insurance should not be seen as an alternative for standard, long-term health insurance. Temporary health insurance is also exempt from Health Insurance Portability and Accountability Act (HIPAA), which means that the plan does not have any guarantees. Temporary health insurance plan is a good option for those to whom a full insurance plan is not available. There are also low-cost health insurance plans, which are affordable plans designed for healthy people who are temporarily without health insurance.
Affordable Temporary Health Insurance
An affordable temporary health insurance plan is a perfect solution for a person especially when he/she is in need of a short-term medical insurance policy. As the name implies, these policies are affordable and temporary.
Small cost, fast purchase process and high coverage amounts are the merits of this health insurance facility. While some plans now offer coverage for up to 36 months, most temporary health insurance plans offer services for periods as short as 1 month or up to 12 months.
Albeit with sub-limits and special conditions, most affordable health policy services include surgery, hospital care, emergency services, diagnostic tests, prescription drugs, follow-up office visits, and even limited mental health.
The American Health Shield, the Celtic Insurance Company, the Security Life Insurance Company, and the Assurant Student Health Insurance are some among the accepted insurance industries and agents, who offer affordable temporary health insurance.
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